Rebuilding the American Dream: What’s Really Holding Back U.S. Housing

Residential real estate in the United States was at the center of the economic meltdown we now call the “Great Recession.” Excessive borrowing fueled a massive housing boom that was followed by an implosion of real estate values and sales, shaking the public’s faith in an asset class that many people once considered the cornerstone of their asset portfolios. Five years after a one pillar of the “American dream” crumbled, what is the state of the housing and real estate markets?

http://www.forbes.com/sites/brucemccain/2014/09/24/rebuilding-the-american-dream-whats-really-holding-back-u-s-housing/